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Articles

Final Thoughts on Bitcoin

Published on Jan 30, 2018
For something to have intrinsic value, it needs to serve a purpose by solving a problem or filling a need. Blockchain has the potential to provide significant increases in efficiencies and security in a wide variety of transactions across many industries.
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Bitcoin's Appeal

Published on Jan 28, 2018
It's not only banks that have experienced a growing mistrust but governments and the financial system as a whole have suffered from a loss of faith. Resentment from the financial crisis, combined with the perception that governments are unable to manage the economy have left people looking for what they hope will be a better alternative.
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What are Blockchain and Bitcoin?

Published on Jan 26, 2018
Although blockchain technology is a complicated concept to comprehend when you begin to dig deeper, its basic concept is not so difficult to understand. It's simply a database of a string of blocks (transactions) that are validated by a network of computers, rather than a central authority, like a bank or government.
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RRSP Seasonal Insanity

Published on Jan 19, 2018
Did you realize that this last minute approach to retirement saving and investing means that your nest egg will likely be smaller than if there was proper planning of regular monthly contributions?
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TFSA or RRSP - Which is Right for You?

Published on Jan 19, 2018
The beginning of the year is as good a time as any to review your financial plan and it also means we all gain another $5,500 of TFSA contribution room. Whether you should invest in a Tax Free Savings Account (TFSA) or a Registered Retirement Savings Plan (RRSP) is a question that affects many investors.
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Finalized "Income Sprinkling" Changes January 1, 2018

Published on Jan 17, 2018
The federal government is targeting income sprinkling, amounts paid from a private corporation to family members, in the form of salary, dividends or other sources of income which are deemed not to be reasonable. Amounts deemed not reasonable would be taxed at the highest marginal tax rate currently 53.53% in Ontario. 
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Registered Disability Savings Plans

Published on Oct 11, 2017
Registered Disability Savings Plans (RDSP's) are a very effective financial planning tool for your loved ones who live with a mental illness, however, the details can be daunting, even overwhelming.  That being said, my goal is to share some important information so that you have an understanding of how RDSP's work.
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The Disability Tax Credit

Published on Oct 11, 2017
The DTC is one of the most beneficial tax credits available to Canadians who suffer from one of many diagnosed disabilities. Unfortunately, many Canadians that would qualify are not currently benefiting from it. Some of the reason for this is the stigma around the word 'disability' and a lack of understanding for what qualifies for the DTC.
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