Business Planning
Benefit to you:
The business plan may be used to set up credit with a financial institution, or raise venture capital. It enables prospective investors and lenders to assess the credibility of management and the business. It puts your company on the map. Much of a business plan’s information provided is financial, including historical financial statements and projected statements of income and cash flow. These projections provide the basis upon which investors make their decisions. The business plan will document and represent the company’s mission. It will highlight the business industry, markets served, results achieved to date, financial projections going forward, long term goals and an overall plan to achieve those missions.
Business Strategy and Advice
Benefit to you:
The professionals at Spiegel & Associates are here to help make critical decisions based on a company’s particular situation and to provide ongoing support for future decisions within the company. Based on good financial statements, industry knowledge; you will be able to make key business goals and decisions while improving profits and minimizing taxes.
Business Bookkeeping & Accounting
Benefit to you:
Provides a scorecard of how your business is doing financially. Our trained accounting staff can provide the back office bookkeeping allowing your staff to work in your business and produce better results.
Proper well organized financial reporting is key to decision making for a variety of outsiders; bankers, lawyers, potential investors, landlords and CRA.
Business Valuations
Benefit to you:
Necessary for a number of reasons: Mergers and, Acquisitions, loans - we can assist greatly in this area.
Cash Flow Projections & Budgeting
Benefit to you:
Budgets are an essential tool in helping achieve a company’s overall corporate goals. If projected costs and revenues over the course of the year are not articulated efficiently, there is no way of knowing which direction the company is headed or which direction the company wants to go in.
Spiegel & Associates can help clarify a corporate vision and set guidelines for reasonable levels of expenditure. We are also able to provide statistical analyses for all industries in North America, by which to measure the comparative efficiencies and deficiencies of a subject business from a special database.
Corporate Finance
Benefit to you:
Getting a financial institution to provide a loan can be one of the most challenging and stressful areas of starting up a small business. Achieving credibility with a financial institution is critical to the success of a business. Without bank support, a company must finance the business itself or with the help of shareholders. Without having a financial institution backing a company, growth may be unnecessarily constrained. At Spiegel & Associates, we provide the best customer service to ensure good relations among companies, banks and government institutions. We provide the means and knowledge for companies to be able to successfully achieve credibility with a financial institution.
Credibility with a financial institution is gained by:
Providing professionally prepared, credible financial projections
Ensuring that the personal credit rating is favourable
Presenting a clear and credible business plan
Ensuring that there is adequate equity in the company
Introduction to the various financial institutes where feasible
Corporate Recovery Strategies
Benefit to you:
Comprehensive and flexible strategies to address issues that may potentially affect business.
Expense Reduction
Benefit to you:
Our strategies have provided a variety of benefits for clients including cost savings over time, which results in improved efficiencies and improved bottom lines.
HST and WSIB Returns & Advisory
Benefit to you:
Specialists in this area will ensure that government agencies are paid in a timely fashion; thereby avoiding late costly late penalties and interest charges.
Information Technology Support & Advisory
Benefit to you:
Guidance on the best and current technologies available to streamline your accounting and bookkeeping records thereby providing accurate financials. These reports will allow you to focus your attention on your business and make it more profitable.
International Consulting & Taxation
Benefit to you:
Provides a system of checks and balances within the organization, to ensure the company’s assets are safeguarded and the financial reports produced are accurate
Management Advisory Services
Benefit to you:
Spiegel & Associates can help clarify a corporate vision and set guidelines for reasonable levels of expenditure. We are also able to provide statistical analyses for all industries in North America, by which to measure the comparative efficiencies and deficiencies of a subject business from a special database, provided at a slight extra cost.
Mergers, Acquisitions & Divestitures
Benefit to you:
Spiegel & Associates services assist business owners and managers with calculated business risks and assistance with informed decisions by providing professional and unbiased direction and feedback on many financial and business matters.
Prepare Financial Reports
Benefit to you:
These statements inform you about the profitability of your company. They are used in the calculation of income and other taxes payable, and provide both the company and the bank with the information needed to make credit decisions.
Spiegel & Associates helps by analyzing available options and likely results of choosing a particular course of action.
Statements which are accurate based upon information provided by management, but we communicate and present information in a way that is easily understandable.
Although accurate financial statements are essential, understanding them and using them to make effective business decisions is more important. Spiegel & Associates takes pride in having a personal relationship with every client so that we can address the unique needs which the individual business faces.
Profit Enhancement
Benefit to you:
Spiegel & Associates consulting and management services assists business owners and managers with calculating business risks and making more informed decisions by providing professional and unbiased direction and feedback on many financial and business matters.
Provincial (Quebec) and Federal Corporate Tax Returns
Benefit to you:
Not only will you have accurate and reliable tax returns, but you will receive tips on how to minimize taxes in the future, respond to CRA information requests, maintain basic tax records in case of audit, and have a resource through the year as questions arise and much more.
Reorganization and Restructuring Advisory
Benefit to you:
You will be provided with a full range of compliance and planning services while minimizing taxes and maximizing net worth.
Systems Implementation
Benefit to you:
The recommended system is vetted and designed to improve the efficiency of your operation which results in better bottom lines
Tax Compliance and Filing
Benefit to you:
Peace of mind knowing preparations are accurate and reliable tax returns, , but we will also offer tips on how to minimize taxes in the future, respond to CRA information requests, maintain basic tax records in case of audit, and be a resource to you but we will also offer tips on how to minimize taxes in the future, respond to CRA information requests, maintain basic tax records in case of audit, and be a resource to you.
Tax Minimization Strategies
Benefit to you:
You will be offered tips on how to minimize taxes in the future, and respond to CRA information requests. You will benefit from someone qualified maintaining your basic tax records in case of audit, and be a resource to you through the year as questions arise and much more.
US Tax - Corporate Preparation & Advisory
Benefit to you:
Not only will you have accurate and reliable tax returns, but you will receive tips on how to minimize taxes in the future, and how to respond to the IRS should they contact you. We provide data for information requests, maintain basic tax records in case of audit, and have a resource through the year as questions arise and much more
